With an FIA, your money is not actually invested in any index, but rather may earn interest based on the index's performance. It offers a level of protection for your money against loss with the opportunity for it to grow based on the performance of a specific market index, or combination of indices. Withdrawals or surrenders may be subject to contingent deferred sales charges.Ī fixed indexed annuity (FIA) is a tax-deferred financial tool designed for the long term. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. It is possible to lose money by investing in securities.Ī variable annuity is a long-term investment designed for retirement purposes. Please read the prospectus carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional.
Investors should consider the features of the contract, index strategies and the underlying portfolios' investment objectives, policies, management, risks, charges, and expenses carefully before investing. Subject to investment risks, including possible loss of the principal amount investedĪll references to guarantees, including optional benefits, are backed by the claims-paying ability of the issuing company and do not apply to the underlying investment options. The third-party broker-dealer/agency, or any of its affiliates, selling the annuity are not responsible for making those payments, and none makes any representations or guarantees about the issuer's claims-paying ability. Not a deposit or other obligation of, or guaranteed by, any bank or its affiliates Not FDIC insured | Not insured by any federal government agency
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